Establishing a budget

When establishing a budget get the whole picture.  Start by collecting all checking account and credit card statements for the last year. 

Send away for and follow up on rebates

Send away for and follow up on rebates. After you buy a product with a rebate, send in the form that day. Then mark your calendar to remind yourself to follow as necessary.

Family Budgeting

When putting together a budget the best way to get started is to put together a very basic list of your monthly income (paycheck) and expenses. Just give it your best guess.

Save money on electricity

Compact fluorescent bulb uses about 75% less electricity, but the most energy-saving bulb of all is one that’s turned off