Toddler Tip of the Day

Look for the Energy Star on appliances and consider the annual energy cost before buying. More efficient appliances cost more, but you make up the extra cost and then some over the life of the product.

From: doughroller.net

Tags: savings, environment

Replace incandescent bulbs with compact fluorescent light (CFLs) bulbs. These bulbs use 75% less energy and last 10 times longer. They do take some getting used to, and they won’t work in every light fixture. But use them where it makes sense and save energy and money.

From: doughroller.net

Tags: savings, energy

After figuring out how much you have to budget, you need to spend every dollar on paper and give it a purpose before it even makes it into your checking account.

Your budget should go in the following order: Food, utilities, housing, transportation costs, clothing and health costs.

From: theDigeratiLife.com

Tags: budgeting

Request a reduction in the interest rate on your credit cards. As with home equity loans, credit card companies sometimes are willing to reduce the interest rate. It can’t hurt to ask.

From: doughroller.net

Tags: savings, money

Send away for and follow up on rebates.

After you buy a product with a rebate, send in the form that day. Then mark your calendar to remind yourself to follow up with the rebate company if the check hasn’t show up.

From: doughroller.net

Tags: money

Shop for off-season, clearance items. When it is 97 degrees outside it is hard to think about shopping for long-sleeve shirts and coats.

However, it’s a great time to pick up clearance deals on these winter items as stores will practically give them away to make room for fall arrivals.

From: frugaldad.com

Tags: clothes, shopping

To keep homes safe for visiting trick-or-treaters, parents should remove from the porch and front yard anything a child could trip over such as garden hoses, toys, bikes and lawn decorations.

From: American Academy of Pediatrics

Tags: halloween, safety

Lighting is responsible for about 11 percent of a home’s energy bills, and those continue to march up across most of the country, at a time when home prices are falling and job growth is soft.

It’s true that a compact fluorescent bulb uses about 75 percent less electricity than an incandescent, but the most energy-saving bulb of all is one that’s turned off.

From thedailygreen.com.